T+1 is coming. It’s time to evolve.
A faster market means faster risk, tighter margins and no time for delays. The firms that adapt now will lead what comes next.
Speak to usThe shift
From deadline to turning point
Europe (including the UK and Switzerland) is set to move from T+2 to T+1 settlement by 11 October 2027. So what used to take two days will now happen in just one. It’s a technical adjustment. And it’s a compression of everything at your core.
Risk. Liquidity. Workflows. Pressure.
T+1 is a test of how ready your business really is.
66%
of firms say they are not ready for T+1 settlement today.
40%
of firms expect real-time (T+0) settlement within the next decade.
The question isn’t whether this will impact you—it’s how prepared you’ll be.
What T+1 means for you:
Front office
You may not run the process yourself, but you will feel it. A single delay can derail your performance and shake your client’s trust. With less time to fix errors, reputational risk becomes harder to hide.
Back office
Matching, funding, reconciling – all of it has to happen in half the time. Manual workarounds won’t hold. Disconnected systems will fail. FX settlements, staffing gaps, and brittle integrations will break first.
T+1 isn’t disruption. It’s permission.
Permission to:
- Retire legacy systems
- Automate what no longer needs human hands
- Build cleaner, faster, more resilient operations
- Future-proof for what comes next
This is your moment to rethink the structure. What you do now sets the pace for the next decade.
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How to get ready
North America’s T+1 shift proved one thing: early movers stayed ahead, while the rest faced delays, rising costs, and operational chaos. There is no reason to wait for the chaos to make its mark on your operations. You can prepare already now, and be ready for whatever may come. We can help you go beyond compliance to transformation.
Map every step from trade capture to settlement. Identify bottlenecks in matching, affirmation, and FX settlement that could break.
Replace manual trade breaks, exception handling, and reconciliation with straight-through processing. Eliminate emails and spreadsheets.
Connect order management, portfolio systems, and settlement platforms with real-time data feeds. Break down operational silos.
Set up dashboards that flag settlement risks, funding gaps, and compliance issues as they happen—not at day-end.
Build infrastructure that scales beyond T+1 compliance to handle instant settlement when it arrives.
Get in touch
Request a demo to understand what’s changing, what it means for you, and how to adapt.
T+1
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